How long after my bankruptcy is discharged do I have to include a company?

January 1, 2010 by  
Filed under Mortgage

I filed over 2 and a half years ago and was discharged little over 2 years ago. My question is how long after I am discharged do I have the right to include someone in on my bankruptcy? Because 2 months after I was discharged one creditor that wasnt on my bankruptcy but I was deliquent at the time of the discharge is now reporting negative info to the credit companies.

How long after a bankruptcy is discharged (finalized) does your credit report reflect that?

December 29, 2009 by  
Filed under Mortgage

In other words, my bankruptcy was discharged at the end of March, when will the credit report relect which accounts were thrown out in the bankruptcy?

Thanks!
DAS: I know that the items stay on the credit report, but they will have a note indicating that the were included in the bankruptcy so that any future creditors can see that the debt is not outstanding.

How long after bankruptcy shall I wait to apply to refinance my mortgage?

December 28, 2009 by  
Filed under Mortgage

I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?

Bankruptcy – How hard is it to rebuild credit after. Also I am turning in a car that i have financed

December 22, 2009 by  
Filed under Mortgage

I had a very bad injury and now no income, I can not afford to pay for car or any other bills, bankruptcy is only option. How hard is it to rebuild your credit?

How long after I file bankruptcy can my divorce be finalized?

December 20, 2009 by  
Filed under Mortgage

How long after I and my soon to be ex-wife file the chapter 7 bankruptcy can i finalize my divorce from her? We both agree to the bankruptcy and the divorce, so can we get the divorce done before the Bankruptcy is 100% finalized?

What all is proteced in bankruptcy in TX? If you are being sued, how much cash can you keep after bankruptcy?

December 18, 2009 by  
Filed under Mortgage

My family, along with their company, is being sued for nearly $2M. We, along with the company, will have to file for bankruptcy. Does bankruptcy protect some of our cash to live on, and what assets do courts typically expect to be sold off to pay the lawsuit assuming all other debts are paid?

Is it possible to refinance after you get a loan modification?

November 4, 2009 by  
Filed under Mortgage

I recently got a loan modification and it is going great. However, I am interested in refinancing to include my home equity loan. Is that possible or can you not refinance once you have gotten a loan modification.

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