How well do credit repair companies work?

There’s so many credit repair companies out there and I don’t know which have a good credentials or does it really work like they advertised?

Is there any way for a credit repair company to set up an account to pull credit for its clients?

I am trying to start a credit repair company but I have not found a company to go through to pull credit. All the companies seem to only work with mortgage companies. HELP!

If a bankruptcy is discharged is that good or bad for your credit rating?

I filed for bankruptcy in 1998. Recently in my credit report there was a public notice saying it was discharged.

Is there a way to group my car loan and student loan into a new home mortgage?

I have student loans of about $7,500 and about $13,000 left on my car loan. I am looking to purchase a house and wondering if there is any way to add my car loan and student loans on to the mortgage?

If you file Chapter 13 Bankruptcy Can they take your income tax refund?

I have filed chapter 13 bankruptcy and I have not filed my income taxes yet. I have been told that the bankruptcy court can take your refund if you have one due to you. Is that true?

What is the difference between a car loan and car lease?

My mom wants to return her vehicle and she says it’s out on a loan. My parents never bought a car, and now that my father passed away, she turns to me for what to do. She wants to know if she can just go and turn it in and pick out a new one or will she have to pay more for some damage to the vehicle! Please help. Serious answers only!

How long after my bankruptcy is discharged do I have to include a company?

I filed over 2 and a half years ago and was discharged little over 2 years ago. My question is how long after I am discharged do I have the right to include someone in on my bankruptcy? Because 2 months after I was discharged one creditor that wasnt on my bankruptcy but I was deliquent at the time of the discharge is now reporting negative info to the credit companies.

Can i rebuild my credit without a car loan?

If i file bankruptcy, can i still rebuild my credit without a car loan? I want to purchase a paid off car and get liability insurance. I still have a student loan and 2 credit cards, i’m planning to keep them to rebuild my credit. Will these get me to 700s after 2-3 years of paying on time?

Filling Bankruptcy and need to purchase a vehicle in which I intend to keep?

Will the Bankruptcy court still allow me to file? I am not planning on purchasing TV’s and Furniture, just a vehicle for work.

What do you need to get a first time car loan WITH a cosigner?

Hi! I am wanting to buy my first car. I’m 18 years old and the car I want is about $15,000. I just got a job (I have had other jobs before but not for the past 2 months) but I don’t start for another 3 weeks. I will be earning about $600 a month. I have NO other bills to pay, and my parents will be giving me the money for insurance and HALF of the car payment, so paying it will be no problem.

I need to apply for a loan, and I WILL have a cosigner with excellent credit (my dad). I know it varies from place to place, but in general, will I need to have worked at my job for a certain amount of time before I can get a loan? Also, can I put down what my parents give me as additional income when applying for loans? THANKS so much!

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