Can i rebuild my credit without a car loan?

If i file bankruptcy, can i still rebuild my credit without a car loan? I want to purchase a paid off car and get liability insurance. I still have a student loan and 2 credit cards, i’m planning to keep them to rebuild my credit. Will these get me to 700s after 2-3 years of paying on time?

Filling Bankruptcy and need to purchase a vehicle in which I intend to keep?

Will the Bankruptcy court still allow me to file? I am not planning on purchasing TV’s and Furniture, just a vehicle for work.

What do you need to get a first time car loan WITH a cosigner?

Hi! I am wanting to buy my first car. I’m 18 years old and the car I want is about $15,000. I just got a job (I have had other jobs before but not for the past 2 months) but I don’t start for another 3 weeks. I will be earning about $600 a month. I have NO other bills to pay, and my parents will be giving me the money for insurance and HALF of the car payment, so paying it will be no problem.

I need to apply for a loan, and I WILL have a cosigner with excellent credit (my dad). I know it varies from place to place, but in general, will I need to have worked at my job for a certain amount of time before I can get a loan? Also, can I put down what my parents give me as additional income when applying for loans? THANKS so much!

How long after a bankruptcy is discharged (finalized) does your credit report reflect that?

In other words, my bankruptcy was discharged at the end of March, when will the credit report relect which accounts were thrown out in the bankruptcy?

Thanks!
DAS: I know that the items stay on the credit report, but they will have a note indicating that the were included in the bankruptcy so that any future creditors can see that the debt is not outstanding.

How do I get a used car loan wihout any credit history?

I have applied on a variety of online websites for a used car loan. They will deny me as I have no credit history. I tried CapitalOne and eLoan as well. My income is about $1400 monthly. I want a 10k loan to buy a used RSX from someone. I even tried getting the same car from a dealer but the guy told me to apply at CapitalOne which as I already said denied it. I don’t have anyone I could use as a co-signer either. Any ideas how I can get the loan for this car without having to wait for better credit history?

How long after bankruptcy shall I wait to apply to refinance my mortgage?

I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?

How do i get a car loan when im on disability?

I live in minnesota.I cannot work because I do go in for dialysis and I need a car.Would anyone know how I could get a small car loan.I have real bad credit too.If anyone knows please answer thanks!

How much does bankruptcy affect the credit check deposit for cell phone service?

My husband and I just filed for bankruptcy not too long ago and are planning on getting a cell phone plan. Does anyone know how much the bankruptcy will affect our deposit for phone service (credit check deposit)

Bankruptcy or choosing to default on credit card debt. What are the ramifications of each?

I have A LOT of credit card debt from opening a business and having to sell it in one year because of family responsibilities. Saw a bankruptcy attorney, but the options don’t seem to work for me as there’s no way I could ever pay off these debts.
I know it’s very immoral, but what will actually happen if I just stop paying on them? I know I’ll be inendated with phone calls and lose my good credit standing, but can they attach my bank account or any other asset?

How to sell a car that is already under car finance loan. Please let me know?

I purchased a car before six months with a help of car loan. I would like to sell the car now. Do i need to pay my loan first and sell the car or is there any facility to transfer the loan to any buyer.

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